Why mismatches occur
- Signatures naturally change over time.
- Name changes after marriage.
- The original specimen is faint or incomplete.
- A joint holder has died.
The usual fix
- Obtain the RTA's current KYC and signature forms (the ISR series).
- Give a fresh specimen signature on the form.
- Have your bank confirm the signature, where the RTA asks for that.
- Submit identity and PAN documents as instructed.
- Obtain written confirmation that the record has been updated.
When a joint holder has died
If the mismatch is with a deceased joint holder's signature, the correct route is transmission, not signature update.
Frequently asked questions
Is a signature mismatch the same as a name mismatch?
No. They are different issues and need different documents.
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Request ConsultationLast updated 18 Oct 2026. This page is general information, not legal or financial advice.